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Handbook

THE ROLE OF INSURANCE
Insurance can be an important and essential part of your overall plan to protect
your family and assets.  Generally, if someone is dependent on you for support
and would suffer without you, you should seriously consider some type of life
insurance.  (For example: for young children and disabled or incapacitated adults.)

Also, unless your estate has enough immediate cash, life insurance proceeds can
be used to pay for debts, burial and funeral expenses, and taxes.  In addition to
life insurance, you should also consider other types of insurance such as long
term care insurance and long term disability insurance.

Talk to an insurance agent you trust.
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